Travel Insurance for Visitors To and Trips Within Canada From Travel Guard®

While Canada is well known for its universal health care system, also known as the Government Health Insurance Plan (GHIP), visitors to the country do not receive the same coverages for hospital and medical expenses as permanent residents and Canadian citizens do. Because of this, it’s important for travellers visiting Canada to ensure they have coverage for potential emergency medical services they may require, such as medical care, hospital stays, ambulance transportation, medical diagnosis and other emergency medical services. Emergency medical expense coverage can be provided with a travel insurance plan from Travel Guard and save you from paying for medical care out of pocket.

Visitors Insurance from Travel Guard offers travellers to Canada a travel insurance plan to cover the costs of emergency medical expenses you would typically pay for out of pocket without insurance.

The Visitors Travel Insurance plan provides emergency medical insurance for visitors to Canada and covers costs related to medical services such as emergency medical care, hospital stays, ambulance transportation, medical diagnosis and prescription medication. Travel Guard Canada’s Visitors to Canada Plan is designed to cover expenses incurred as a result of a medical emergency such as a sudden injury, unforeseen sickness or death. Please refer to the policy for more information.

Travellers visiting Canada do not require travel insurance for entry to the country. However, medical coverage is mandatory in some cases, such as applicants for Super Visas and International Experience Canada. If you are travelling to Canada and medical expense coverage is not a requirement, you should still consider purchasing a travel insurance plan to help protect you from unexpected expenses if you experience a sudden and unforeseen medical emergency.

The cost of your travel insurance plan will vary based on factors like age, health and the number of people on your plan. 

Travel Guard offers a travel insurance plan specific to travellers visiting Canada. The Visitors to Canada plan offers emergency medical expense coverage and emergency travel assistance.

Travel Guard is one of the world’s leading travel insurance providers with an extensive network of service centres. Purchasing travel insurance through an experienced and industry leading provider, such as Travel Guard, can be essential to protecting your health, your family and the considerable investment you put into your travel. Travel Guard strives to provide the highest quality of emergency travel services and medical assistance while you’re traveling.

Ideally, travellers should purchase their travel insurance plan on the same day they make their first trip deposit or shortly thereafter.

Travellers visiting Canada who do not have medical travel insurance will be responsible for the entirety of the medical costs acquired from their illness. Travellers who have purchased travel insurance, may be eligible for reimbursement of the expense they incur due to their medical emergency.

Yes, if you do not have travel insurance you will still be able to visit a medical professional, but you will be liable for the costs of your visit.

No, while universal healthcare is available to Canadian citizens and permanent residents, visitors to Canada do not receive healthcare for any part of the duration of their time in the country.

For non-insured travellers, emergency room visits typically cost well over $1,000 CAD, while hospital stays and surgeries are priced higher with averages around $5,000 CAD per day.