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From visiting family before your baby is born to travelling to a dream destination to celebrate the time you have before your baby arrives, there are plenty of reasons travellers might be taking a trip while pregnant. It’s important to understand how your travel insurance plan coverages may be impacted by pregnancy.
Travel Insurance When You’re Pregnant
What is a travel insurance plan for pregnant travellers?
Travel Guard does not have plans specific to travelling while pregnant; however, there are coverages that are important to consider if you’re planning to travel while pregnant. Having a travel insurance plan with medical expense coverage and 24/7 travel emergency assistance can help give you peace of mind while travelling. It’s also important to understand any coverage exclusions that might be considered related to pregnancy, so make sure you read your policy of insurance.
What does a travel insurance plan cover for pregnant travellers?
There are no coverages that are specific to pregnancy, but there are certain coverages that might be impacted if you’re pregnant. Having the right coverage and understanding how you’re covered is important. Look for a plan that has the coverage and benefit limits for your travel needs. Popular plan features include:
- Emergency medical expense coverage
- Trip cancellation/interruption coverage
- Missed flight connection
- Baggage coverage
Does any travel insurance cover pregnancy?
Coverage for pregnant travellers can vary depending on the provider you book with. While you may be eligible for standard coverages, pregnancy may be listed as a pre-existing condition, which means other requirements may need to be met in order to receive coverage.
Do I need a travel insurance plan to travel while pregnant?
Travel insurance plans are not usually a requirement for travelling, though it can be very beneficial for travellers. Depending on the travel insurance plan, pregnancy may impact coverage in different ways. For example, you may be covered for trip cancellation if you or your spouse become pregnant after you book your trip, and after you have purchased your travel insurance, if your trip departure date falls after the 26th week of pregnancy. On the other hand, emergency medical expense coverage does not provide coverage for normal pregnancy or childbirth. In the event that you have unexpected complications while travelling there may be coverage available.
Another important thing to consider with your travel insurance plan is 24/7 emergency travel assistance. You have enough to worry about, let Travel Guard help with certain details. Travel Guard’s specially trained representatives can help with things like rebooking flights, finding English speaking doctors, providing translation assistance and assisting with prescription replacement.
Can I purchase a travel insurance plan while pregnant?
Yes. You can absolutely purchase a travel insurance plan if you’re travelling while pregnant. Just be sure to read your insurance policy to understand how pregnancy may impact your coverage.
How many weeks pregnant can you be to get travel insurance?
As long as you are cleared for travel by your physician, you should be able to get a travel insurance plan. However, certain coverages under the plan may be excluded. It is important that you read and understand the terms and conditions of your insurance policy.
I just found out I’m pregnant, can I be reimbursed if I cancel my trip?
You may be eligible for trip cancellation coverage if you or your spouse became pregnant after you have booked your trip and after you purchased travel insurance. Reimbursements through your travel insurance plan are only eligible for covered reasons, which can be viewed in your insurance policy.
Travel Guard Insurance For Pregnant Travellers
Which Travel Guard travel insurance plan is best for my trip?
Travel Guard’s All-Inclusive Package is a great option for pregnant travellers as it has emergency medical expense coverage, which can be crucial when travelling internationally since your provincial or territorial health plan may not provide coverage outside of Canada. You’ll also have access to our 24/7 emergency services team, so you won’t be alone in a crisis. Make sure you review the full terms and conditions for the policy and understand what you are covered for. If you have questions regarding your coverage options, we are here to help.
Why book your travel insurance plan through Travel Guard as a pregnant traveller?
Travel Guard is one of the world’s leading travel insurance providers with a network of service centres located in Asia, Europe and the Americas, ensuring the highest quality emergency travel services and medical assistance while you’re travelling.
Travelling When Pregnant
How many months pregnant before you can’t fly?
Typically, pregnant travellers are cleared to fly for the first seven months of their pregnancy. Ultimately, a doctor will have the final say in determining whether it is safe for you to fly.
Can a pregnant woman go through airport security?
Yes. The scanning and security systems are safe for pregnant travellers to be screened with, though travellers can ask for a manual screening if they have concerns.
What are the risks of flying while pregnant?
Pregnant travellers are at a higher risk of blood clots, especially in their legs, when flying. Be sure to clear your travel with a physician, wear compression socks and stay hydrated on your flight.
Do you have to tell an airline you are pregnant?
Informing the airline about your pregnancy can help them provide you with accommodations like early boarding, help with luggage or wheelchair assistance when you arrive at your destination.
Is pregnancy a reason to cancel a flight?
Pregnancy may be a covered reason for cancellation depending on when you booked your travel plans and when you found out the news of your pregnancy.
Have Questions?
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American International Group, Inc. (AIG) operates in more than 80 countries and jurisdictions around the world to serve you better.
Please note that travel insurance products are currently not available to residents of the Province of Quebec. SVP prendre note que nos produits d’assurances voyages ne sont pas présentement offerts aux résidents de la province du Québec. *Coverage as low as $20 is an example based on a 29 year old traveller purchasing the Gold Emergency Medical Single Trip Plan for a 6 day trip with no deductible; actual cost of insurance is $19.98. Prices vary based on individual needs.
Insurance underwritten by AIG Insurance Company of Canada (AIG Canada), with its principal place of business at 120 Bremner Boulevard, Suite 2200, Toronto, ON M5J 0A8. All policies are administered on AIG Canada’s behalf by Travel Guard Group Canada, Inc. (Travel Guard). The coverage described herein is a summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the Travel Guard products available. Please review full policy language for complete coverage details.