One of the biggest perks of retirement is having the time, and possibly the resources to travel far and wide. Whether you are travelling for that once in a lifetime holiday or for a budget-conscious respite away from the cold winter months in Canada, seniors need to protect themselves against unforeseeable travel mishaps. While travel insurance is important for any trip, it can be especially important for older adults who may have specific health-related concerns while travelling. Let us help you find the right Travel Guard travel insurance plan for your needs.

A senior travel insurance plan has the coverage and benefit limits you need for added peace of mind while travelling. Travel Guard’s travel insurance plans allow you to choose among benefit limits and optional add-on coverages to create just what you need in your travel insurance plan. It is important to make sure that you are medically able to travel, or your travel insurance may not cover you.

Travel Guard offers customizable travel insurance plans for your trip. Look for a plan that has the coverages and benefit limits you need. Popular plan features include:

• Emergency medical expense coverage
• Pre-Existing Medical Condition Exclusion Waiver
• Trip cancellation/interruption coverage
• Missed flight connection 
• Baggage coverage 
• Emergency medical and emergency travel assistance – specialized representatives are available 24/7 to help

Every traveller is unique in their travel insurance needs, and seniors are no exception. Whether travelling across the country to visit grandkids or taking the trip of a lifetime overseas, having the right travel insurance plan is important. Travel Guard offers a variety of travel insurance plans designed to meet each individual traveller’s needs. We offer plans for emergency medical coverage, trip cancellation and trip interruption coverage and more. In addition, all of Travel Guard’s travel insurance plans come with access to our specially trained representatives for 24/7 emergency medical and emergency travel assistance. Our representatives can help with anything from rebooking missed flights to finding quality emergency medical care while you’re travelling – so you can focus on making the most of your trip.

Pricing for our travel insurance plans is calculated using several different individual factors, such as your age, trip length and answers to our medical questionnaire.  For this reason, the price of travel insurance plans can vary. If you have a rough idea of your trip details, get a quote  to see how much a travel insurance plan could cost for your trip.

Yes. You may be able to get a travel insurance plan if you are over age 70. Simply complete the medical questionnaire when prompted, which will help to determine your eligibility.

Travel Guard’s All-Inclusive Package is a great option for seniors as it offers coverage for trip cancellation, trip interruption and includes emergency medical expense coverage which can be crucial when travelling internationally since your provincial or territorial health plan may not provide coverage outside of Canada. You’ll also have access to our 24/7 emergency services team, so you won’t be alone in a crisis. Remember that travel insurance does not cover everything and may not provide coverage for pre-existing medical conditions. Make sure you review the full terms and conditions of the policy and understand what you are covered for. If you have questions regarding your coverage options, we are here to help.

Travel Guard is one of the world’s leading travel insurance providers with a network of service centres located in Asia, Europe and the Americas, ensuring the highest quality emergency travel services and medical assistance while you’re travelling. Check out the Why Buy? section of our website for important information on why all travellers need travel insurance.

Since travel can help change up your everyday routine, it is a great way for seniors to take a break from the norm and experience new sights or go back to see the ones they love. Travel can help keep you active and provides you with more opportunities for movement and exploration.

An individual’s ability to travel will depend on their own personal medical and physical circumstances.  Whether travelling overseas or over the border, sometimes travel can be strenuous and exhausting. Travellers of all ages should be aware of their own personal abilities, and limits, and plan your trip accordingly. Travellers over the age of 75 can travel overseas, though there may be limitations on your options to rent a car depending on the destination you choose. Additionally, you may be required to show proof that you are in good health to travel and have medical coverage while overseas. It is important to make sure that you are medically able to travel, or your travel insurance may not cover you.

Yes. Travellers 85 years and older can travel on an airplane. We recommend that you contact your airline directly if you have specific concerns. Airlines and airport staff may be able to provide special assistance to seniors or travellers with special needs.

The best country for seniors to visit will depend on your capabilities and the vacation you’d like to experience. For a relaxing, all-inclusive experience, you may consider visiting the Caribbean to enjoy clear, blue waves and white-sand beaches. For a more adventurous trip, consider adding Japan to your list, since cities like Kyoto are easier for older travellers to get around. Visit our Travel Destinations Guides for information on popular travel destinations for Canadians.

Flying can have effects on your health no matter what age you are, which is why it’s essential to clear your travel with your primary care doctor before your trip. Otherwise, do your best to prepare for jet lag and leave time in your itinerary to rest and recoup as needed.

Yes. The elderly can fly alone, and you can contact your airline to request special assistance for your flight if you need it.

Yes, seniors can request priority boarding and receive assistance on the plane before other travellers arrive onboard.

Many people put off travelling for when they retire. However, time and good health are not guaranteed in life. As people age, many will experience changes in health and physical abilities making travel more difficult or impossible.  No matter what your age, it can be important to seize opportunities for travel as they come up. And while travelling may be part of your retirement plans, being a retiree isn’t a requirement for seniors who want to start travelling sooner.

Flight discounts for seniors depend on the airline you plan on flying with. Be sure to check and compare before purchasing tickets to ensure you get the best deal.

Read more tips and advice for travelling as a senior