Travelling with your family is an amazing way to create lasting memories. While a travel insurance plan is important for any trip, it can be especially helpful when you’re travelling with kids or extended family members like grandparents. Coordinating schedules to plan your family vacation is hard enough; let a Travel Guard travel insurance plan help protect your travel investment so you can focus on the fun.
Family travel insurance plans offer the coverage and benefit limits you need for your family members. Every family is unique, and there’s no one-size-fits-all travel insurance plan for every family or every trip. That’s why Travel Guard offers several travel insurance plans that could work for your family.
Look for a plan that has the coverage and benefit limits your family needs. Popular plan features include:
Coverage and features are subject to policy language and may vary by each policyholder.
You will need to provide the first name, last name and date of birth for each family member who is travelling when you get a quote for travel insurance. Everyone will need to be listed on the insurance policy confirmation to be eligible for insurance coverage. Depending on the plan you choose, you may qualify for a special family rate when the insurance premium is calculated.
Proof of travel insurance may not be an entry requirement at your trip destination; however, a well-planned family holiday should include a travel insurance plan, designed to protect your travel investment and your precious family members. Travel insurance may be the only thing between you and cancellation penalties or unexcepted out-of-pocket expenses. Travel insurance may also provide reimbursement for expenses you incur if a sudden and unexpected circumstance causes you to cancel or interrupt your trip. The policy will provide the full terms and conditions of the covered reasons covered under the travel insurance plan. A travel insurance plan that includes emergency medical coverage may provide reimbursement for out-of-pocket medical expenses if you or another insured traveller becomes sick or is injured during the trip. Provincial or territorial health care may not provide any coverage when travelling outside of Canada.
The best plan for your trip will depend on the coverages you want. A comprehensive package such as our All-Inclusive Plan offers the most coverage options.
Yes, kids will be included on your travel insurance plan. Just be sure to check that they’re listed under your policy confirmation to ensure you have coverage for your trip.
Since there isn’t a plan specific to families, you can purchase a travel insurance plan for a solo trip.
Travel Guard is one of the world’s leading travel insurance providers with a network of service centres located in Asia, Europe and the Americas, ensuring some of the highest quality emergency travel services and medical assistance while you’re travelling.
Get a travel insurance plan the way you want it!
You can create a travel plan for your family by choosing a budget, finding a destination that suits everyone in your family, and creating an itinerary based on your family’s interest, age range and budget. Then, when you’re ready to book, remember to pack a Travel Guard plan to protect your travel investment.
Save on family travel by planning your trip around the shoulder and off-peak season of your destination to get better prices on airline tickets, lodging and more. Additionally, be sure to sign up for free airline reward programs to be able to use miles for more trips in the future. Before you depart, be sure to plan a budget and try to pack snacks to save money during your travels. Finally, check out discounted or free activities that are available to you at your destination.
When it comes to travelling with your family, the advantages can outweigh the disadvantages. The biggest advantage is experiencing that much needed R&R time where the whole family can be together. While it may be difficult to find activities for everyone to enjoy or meals you’ll all agree on, time spent together is the key factor in family travel. Getting to and from your destination, such as getting to the airport and flying to your destination, can be hard on little ones, especially when they have trouble communicating when something is wrong, as well as on some older travellers. However, travel can open your family up to incredible learning opportunities and new experiences you’d never imagined. Plus, you can gain a better understanding of the members of your family through the quality time spent on vacation.
Denmark, Iceland and Switzerland are among the safest countries to visit with your family. However, there are plenty of options to look into depending on the locations that interest you and the activities you’d like to experience. For example, Tokyo, Japan, is a popular destination for many travellers since it has a safer atmosphere, historic sights to see and plenty of things to experience. No matter where you and your family end up travelling, be sure to check the travel advisory information from the Canadian Government to best ensure you’re following the proper safety protocols.
There is no definitive age that is the hardest for babies to travel since every baby has their own unique behaviour. However, there are recommendations and accommodations that can help make travel safer and easier for your baby. For instance, HealthLinkBC advises against travelling by air with premature babies or infants under seven days old. Ultimately, your healthcare provider should be the one to clear you and your baby for travel. Visit the official Government of Canada website to get more information on air travel with children.
The best time will depend on when your baby is most likely to sleep the longest since you’re likely to want them to sleep on the plane. However, if you have other children you’re travelling with, you’ll want to take their sleep schedule into account to ensure the best mood for everyone on your trip.
Locations with beaches or resorts, like Hawaii, Bali or Spain, are good choices, as you will be able to spend time with your family without travelling from location to location on your trip. However, if sight-seeing is more to your liking, Japan is known to be welcoming to families with babies and has stroller-friendly public transportation.
Children above the age of five may have the best experience with travel as they’re likely to be more interested in the location and learning aspects of your destination and have a higher chance to retain the memories for a lifetime.
Children under the age of two can fly for free on international trips, but they will need to be seated in your lap for the entirety of the flight.
Travel with children can get easier from the age of five and up as children gain their own interests and can contribute to the trip in meaningful ways.
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American International Group, Inc. (AIG) operates in more than 80 countries and jurisdictions around the world to serve you better.
Please note that travel insurance products are currently not available to residents of the Province of Quebec. SVP prendre note que nos produits d’assurances voyages ne sont pas présentement offerts aux résidents de la province du Québec. *Coverage as low as $20 is an example based on a 29 year old traveller purchasing the Gold Emergency Medical Single Trip Plan for a 6 day trip with no deductible; actual cost of insurance is $19.98. Prices vary based on individual needs.
Insurance underwritten by AIG Insurance Company of Canada (AIG Canada), with its principal place of business at 120 Bremner Boulevard, Suite 2200, Toronto, ON M5J 0A8. All policies are administered on AIG Canada’s behalf by Travel Guard Group Canada, Inc. (Travel Guard). The coverage described herein is a summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the Travel Guard products available. Please review full policy language for complete coverage details.