Japan Travel Insurance

Familiarize yourself with Travel Guard’s most important travel tips and safety information to make sure you’re prepared for your vacation to Japan.

Japan is rich with culture and at the top of many travellers’ bucket list. Whether it’s the culture, the landscape, the food or even the tech that’s drawing you to Japan, you’re sure to have an amazing time. You might spend the day strolling through popular shopping districts like Harajuku and in the evening stay at a traditional Japanese style inn called a ryokan. All the while, Travel Guard travel insurance plans are there for you on your adventure.

Travel Insurance for Japan


Do I need travel insurance to visit Japan?

We recommend that you visit the Japan travel advice page on the Government of Canada website prior to booking your trip. This site provides you with travel information about Japan and its entry and exit requirements. We recommend purchasing travel insurance to protect your travel investment. Additionally, your provincial health care plan may not include coverage when travelling internationally, so having a travel insurance plan with medical coverage (in addition to other helpful coverages) is beneficial.

What is the best travel insurance plan for Japan?

There are several travel insurance plan options that are a great fit for travel to Japan. Our All Inclusive Package offers a variety of coverages to protect your travel investment such as trip cancellation and trip interruption cover. Additionally, it includes emergency medical insurance, baggage insurance and 24/7 emergency travel assistance. Remember to review the policy wording for a full list of the terms and conditions of coverage including the covered risks and benefits of the All Inclusive Packages. Most of our insurance plan options are available online; however, additional options may be available through our World Service Centre by calling (866) 648-8422 or by contacting one of our industry partners.

How much is a travel insurance plan for a trip to Japan?

Typically, travel insurance costs between 5-7% of the total price of your trip, however; several factors that come into play when it comes to pricing your plan, such as the plan you select and the number of travellers in your party. For more details on pricing, check out our article on how much travel insurance costs. 

Ready to book your travel insurance plan for your Japan trip? Travel Guard’s travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. Compare our travel insurance plans to find the best option for your travels today.

What insurance is mandatory in Japan?

Travel insurance is not a mandatory requirement for visiting Japan, but liability insurance is required by law for vehicle owners and travellers renting cars in Japan. While Travel Guard can offer a variety of coverages for your trip to Japan, you will need a separate plan to protect your vehicle should you choose to rent one.

What are the two types of insurance in Japan? 

The two kinds of health insurance in Japan are National Health Insurance and Employee Health Insurance, which are required for citizens and long-term visa holders in the country. Travellers going to Japan should consider purchasing travel insurance because these two programs do not provide coverage to Canadian residents visiting the country.

Get a travel insurance plan the way you want it!

Japan Travel Tips and Safety Information


Travel Guard provides excellent travel insurance plan options for travellers to Japan. We also want to ensure that visitors to the country are safe and as informed as possible. We’ve compiled some popular questions that tourists travelling to Japan may have.

Health and safety

Is Japan safe to visit?

Japan is generally a low-risk travel destination. However, travellers should be aware of some specific concerns. Japan has a low crime rate, but petty crimes such as pickpocketing and bag snatching can occur, especially in crowded areas like train stations and tourist spots. Travellers should be vigilant at all times, keep belongings secure, avoid displaying valuables openly, travel in groups and avoid isolated areas – especially after dark.

Visitors may be overcharged for goods and services or targeted for credit card fraud. Scams are rare but do occasionally occur. Be cautious of overly friendly strangers offering unsolicited help or offers that seem too good to be true. Use reputable tour companies and politely refuse offers of goods or services if approached.

Public transportation is efficient and important signage usually includes English translations; however, trains can be crowded during peak travel times. Travellers should take precautions against pickpockets, and women should be aware of the possibility of harassment on public transportation, particularly in crowded situations. In some cases, women-only cars or sections may be available.

Cultural sensitivity and etiquette are important in Japan. While tourists are not expected to understand every aspect of the cultural norms, understanding the basics and being polite and respectful in general is strongly advised.

Travellers should familiarize themselves with local laws before travelling to Japan to avoid legal issues. For example, carrying some form of identification is required at all times, and individuals can be arrested if they fail to provide their passport if requested. Some prescription and over-the-counter drugs are also illegal in the country, and travellers should ensure they are not travelling with banned medications, as the Japanese government does not allow exceptions. Tourists have also been unwittingly involved in the drug trade in Japan, and there are serious penalties for possessing illegal substances. Visitors should refuse any requests to transport luggage or packages on anyone else’s behalf.

Natural disasters are a significant concern in Japan. The country is prone to earthquakes, tsunamis and typhoons. Familiarize yourself with local emergency procedures and know the evacuation routes in your area. In the event of a natural disaster or other emergency, follow the instructions of local authorities and monitor local media for updates.

The Japan National Tourism Organization (JNTO) has a wealth of information and resources for travellers on their website to assist with pre-trip planning and during active travel.

How to avoid getting sick in Japan?

Avoid spending lengthy amounts of time in crowds and keep your distance from individuals showing signs of illness. Additionally, many diseases and illnesses are spread through bug and animal bites so do your best to limit your exposure to areas with excessive bugs and wildlife. Visit the Government of Canada website for more information on preventing illness while vacationing to Japan.

What vaccinations do I need for Japan?

While there are no required vaccinations for entry to Japan from Canada, you’ll want to speak with a healthcare professional before you travel to get up to date on routine vaccinations and inquire about preventative vaccines you may want before your travels.

What if I get sick in Japan?

Quality healthcare is widely available throughout the country though having emergency medical insurance through a travel insurance plan may help with out-of-pocket costs you would be required to pay if receiving treatment.

How much does it cost to go to the hospital in Japan?

A trip to the hospital in Japan can cost up to 50,000 Yen, or $449 CAD, per day.

Is healthcare free in Japan for tourists?

No. Medical costs will need to be covered out-of-pocket or through a travel insurance plan with medical expense coverage.

Can you get antibiotics over the counter in Japan?

No. You will need to have a prescription from a medical professional to receive antibiotics while on vacation in Japan.

How do I contact the Canadian Embassy in Japan?

The Canadian Embassy in Japan is in Tokyo. Visit the Government of Canada website for up-to-date phone number and address.

Useful information

What currency is used in Japan?

The official currency in Japan is the Japanese Yen. It is typically best practice to exchange currency before your trip at a bank or credit union for the best rates. However, if needed you’ll easily find ATMs throughout Japan you can use to get Japanese Yen. Cash is typically the most popular method of payment and at smaller businesses may be the only option.

How much is $1 Canadian in Japan? 

While the exchange rate may change on a daily basis, $1 CAD is equal to about $111 Yen.

What language is spoken in Japan?

The most widely used language in Japan is Japanese, which has many different dialects. The Tokyo dialect tends to be considered the standard dialect. A vast majority of the population only speaks Japanese, so don’t count on running into English speakers. Learn key phrases before your travels and download a translation app that can work without Wi-Fi so that you’re prepared.

What is the dial code for phoning to and from Japan?

If you need to call somewhere in Japan before your trip from Canada, you will need to dial 011 + 81 - Japan’s international dial code - followed by the area code and phone number you are calling. If you need to call home to Canada during your trip, you will need to dial 010 (Japan’s exit code), then 1 (the country code for Canada) and then the area code and local phone number you are calling. For example, to contact our emergency medical assistance team you would dial 010 + 1 + 416-646-3723. When placing international calls, be sure to check with your phone company to avoid unexpected fees and charges and remember connecting to a landline is often less costly than a cell phone.

What kind of power adapter do I need for my electronics?

Visitors travelling to Japan will find outlet plugs resemble ones in North America. Japan’s plugs use 100v whereas Canada uses 110v. For this reason, it can be safer to bring a voltage adapter with you.

What medications are prohibited in Japan?

When entering Japan, be sure to carry your prescription medication in the labeled bottles with your information on it. Additionally, be sure you double check the entry requirements for Canadian citizens to ensure your medication is not a prohibited substance.

Visiting Japan

Do I need a visa or passport to travel to Japan?

As long as your stay is 90 days or less, Canadian travellers heading to Japan do not require a tourist visa. However, you will need a passport valid for the duration of your stay. If you’re travelling on business or as a student, the respective visa is required for entry.

What is the weather like in Japan?

Japan is made up of many islands, which means there is a range of climates across the country. The southern areas of Japan like Okinawa and Amami have subtropical climates with hot and humid summers. The northernmost main island of Japan, Hokkaido, experiences cold winters with heavy snow, especially on the side that borders the Sea of Japan.

When is the best time of year to visit Japan?

Spring and fall tend to be the most popular times to visit Japan. Fewer crowds and comfortable weather create an ideal time for outdoor sightseeing. However, if you’re an avid skier (or looking to try it out) you may want to visit between January and February. It’s not as commonly known but Japan has some of the best skiing in the world – for both experts and beginners.

What do I need to bring to travel to Japan with kids?

Canadians can travel with their children to Japan so long as each child has a valid Canadian passport. Canadian children travelling internationally may also need:

  • A letter of consent confirming the child has permission to travel outside Canada. This may be applicable if the child is travelling alone or with one parent or guardian.
  • A birth certificate.

For more information about travelling with your children, visit the Government of Canada website or contact the Japan Embassy.

Is Japan a good destination for seniors?

Japan is an excellent destination for senior tourists. The country offers a great mix of urban and rural landscapes with bustling and relaxed atmospheres. There truly is something for everyone.

Is it safe to go to Japan when pregnant?

Travel to Japan can be safe for pregnant travellers as long as the trip is cleared by a medical professional, and you take precautions for common illnesses that may be at your destination. If you are pregnant or plan on becoming pregnant, it is important to review the terms and conditions of your travel insurance policy to determine coverage specific to pregnancy or complications of pregnancy. Not everything will be covered.

Get a travel insurance plan the way you want it!

Travel Guard offers comprehensive travel insurance plans for travellers heading to Japan. With excellent coverage and specialized emergency travel assistance representatives ready to help you at any time, Travel Guard is there for you. Compare our popular plans and find the best one for you!

Content provided by Travel Guard Group Canada, Inc. is not intended to be exhaustive. For more information, please call 866-648-8422 or speak with one of our Travel or Insurance Agency partners. For the most up to date safety and travel advice for any destination, please consult the Canadian Government Travel and tourism website at https://travel.gc.ca/ https://travel.gc.ca/travelling/advisories.

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Please note that travel insurance products are currently not available to residents of the Province of Quebec. SVP prendre note que nos produits d’assurances voyages ne sont pas présentement offerts aux résidents de la province du Québec. *Coverage as low as $20 is an example based on a 29 year old traveller purchasing the Gold Emergency Medical Single Trip Plan for a 6 day trip with no deductible; actual cost of insurance is $19.98. Prices vary based on individual needs.

Insurance underwritten by AIG Insurance Company of Canada (AIG Canada), with its principal place of business at 120 Bremner Boulevard, Suite 2200, Toronto, ON M5J 0A8. All policies are administered on AIG Canada’s behalf by Travel Guard Group Canada, Inc. (Travel Guard). The coverage described herein is a summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the Travel Guard products available. Please review full policy language for complete coverage details.